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This is not a debit or credit card <br/>The bearer of the card is the owner of the instrument<br/>The gift card can be redeemed only at www.igp.com <br/>The IGP Gift Card must be redeemed in full, NO PARTIAL REDEMPTION IS ALLOWED<br/>Maximum of five gift cards can be redeemed in one single invoice<br/>The card is valid for 180 days (6 months ) from the date activation<br/>The Gift Card cannot be replaced, refunded, or exchanged for cash or bank transfer<br/>Any dispute should be referred to the company and the decision of the company shall be final<br/>IGP and Qwikcilver or their affiliates are not responsible if this Gift Card is lost, stolen, or destroyed or used without permission.<br/>Terms and condition of IGP Gift Card can be changed without any prior notice.<br/>All disputes are subject to exclusive jurisdiction of Bangalore court.