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Ratnadeep Retail gift card is powered by Qwikcilver Solutions Private Limited.<br/>The Gift Card/ e-Gift Card can be purchased for variable denomination up to Rs. 50,000.<br/>Valid Gift Card/ e-Gift Card in its original form must be presented as a payment option at the time of making a purchase.<br/><b>The e-Gift Card must be redeemed in full, partial redemption is NOT ALLOWED.</b><br/><b>Ratnadeep Retail outlets are available only in Hyderabad, Secunderabad, Bangalore and Guntur</b><br/>The E- Gift Card’s will carry a card number and a PIN, which will be used for redemption / validation of the card and the amount.<br/>The Ratnadeep Retail E- Gift Card is a bearer's instrument hence no OTP will be sent to the customer at the time of redemption.<br/>The Gift Card / e-Gift Card balance must be used within 365 days from the date of issue.<br/>The balance amount left in Gift Card/ e-Gift Card cannot be transferred or redeemed for cash.<br/>This Gift Card/ e-Gift Card is equivalent to cash hence bearer of the card must take good care of it<br/>Qwikcilver, Ratnadeep Retail or their affiliates are not responsible if this Gift Card is lost, stolen, or destroyed or used without permission.<br/>No refund, replacement or cash back would be considered against the Gift Card/ E-Gift Card.<br/>Any defaced, spoiled or cancelled physical Gift Card is termed invalid and shall not be accepted.<br/>Any dispute shall be referred to Ratnadeep Retail and the decision of the company will be final.<br/>Subject to the foregoing, these terms and conditions shall be subject to the jurisdiction of courts at Secunderabad / Hyderabad, India.<br/>Ratnadeep Retail reserves the entitlement to amend these terms and conditions from time to time.<br/>SMS RSMBAL 16-digit card number to 9901772377 for balance enquiry, expiry status and reloading.